Should three products move onto the shared transaction foundation model?
Launch or notHardProblem. Plaid has a transaction foundation model that produces one shared representation of transactions. Three products (categorization, income detection for lenders, and a fraud signal) each run their own separate model today. The ML team proposes moving all three onto the foundation model next quarter. Should they?
Before you reveal: say your answer out loud, as if you were in the real interview — get your reasoning across clearly first. There is no single correct answer: reading what the interviewer is really after and defending your own thinking is what makes an answer strong.