A stricter fraud rule cuts fraud but may hurt conversion — ship it?

Launch or notHard

Problem. A proposed stricter fraud rule (or a broader 3DS step-up) would cut chargebacks, but you suspect it also blocks some legitimate payments. Should you ship it?

Before you reveal: say your answer out loud, as if you were in the real interview — get your reasoning across clearly first. There is no single correct answer: reading what the interviewer is really after and defending your own thinking is what makes an answer strong.